Insurance For Dogs That Bite
Available in select states the company s covered canine policy protects you if your dog bites an individual.
Insurance for dogs that bite. Of the 800 000 annual dog bites that require medical attention in the usa more than half of the victims are children and more than half of the child victims are bitten on the face. F i d o s covered canine liability insurance policy will cover any breed of dog and protect pet owners should their dog s bite cause bodily injury. Other cases will ask that the dog be excluded from the policy. In addition to dog bites third party liability insurance can protect you financially against events such as your dog running across the road causing an accident potentially resulting in thousands of pounds being paid out in compensation.
Because any dog can bite and cause injury most housing communities apartments condos etc have provisions for how a dog is to be. It protects the owner in the event that the dog causes injury or property damage to someone else. Most people would ask if a case of the dog bite will affect their home insurance policy. Even the most obedient dog can have selective hearing if they see a squirrel gathering nuts on the other side of the road.
If your dog bites someone either on or off your property your property insurance will reimburse you for medical and legal costs. If there is no liability exclusion must homeowner s insurance pay a dog bite claim. Your insurance coverage for your residence will extend to liability for your dog. Policies start as low as 75 per year per dog plus an annual membership fee to the federation of insured dog owners making it unique by offering more coverage than other policies and at a reasonable price.
One agency that specializes in dog bite liability insurance is the federation of insured dog owners fido. Canine liability policies are insurance coverage just for dogs. It covers all dog breeds and starts at 75 per dog per year and the policy limits range from 50 000 to 100 000. Depending on the severity of the bite both medical and legal expenses resulting from aggressive or overly playful dogs can be extremely pricey.
Dog bite quote 230 n westmonte drive 2100 altamonte springs fl 32714 phone. Insurance for canine inflicted injuries must be made available and affordable to all owners of dogs. The premium of the insurance policy can increase and there might be a chance of non renewal of the policy. In most cases the answer is yes.
An aspect of homeowners insurance dog bite liability coverage provides the funds necessary to cover medical bills or lawsuits resulting from dog bites up to a certain limit. According to the insurance information institute iii dog bite claims account for more than one third of all homeowners insurance liability claims costing insurers about 570 million in 2015 up 16 percent from the previous year.
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