Insurance Value Of Jewellery
Choose from either a stand alone policy or inclusion within our high value home insurance policy.
Insurance value of jewellery. This applies no matter how you resell your jewelry. Unlike most home insurance providers our insurers will let you choose a company to repair or replace a damaged or lost item which is vital if you ve had a bespoke piece of jewellery designed and made for you. Our comprehensive range of jewellery insurance policies can help you wear and enjoy your valuable jewellery with confidence. The value on an insurance appraisal doesn t apply at all to what your jewelry would be worth in the resale market.
But if you make a claim for loss theft or damage you ll have to provide a valuation or receipt. Jewellery insurance is useful as items like rings bracelets and necklaces can carry a lot of value both sentimental and monetary. Companies who offer stand alone jewelry insurance will also cover jewelry repair services if your jewelry breaks in addition to losses from theft. When jewelry is resold it is generally sold as used jewelry in the wholesale market not new jewelry in the retail market.
Our knowledgeable account managers are on hand to help you choose the policy that best suits your circumstances. Insuring collectibles jewellery and other valuables. This evidence is needed when you take out insurance which specifies the value of each piece of jewellery. Losing your valuables can cause significant stress but having cover in place protects you if the worst should happen.
If you own a high value piece of jewellery or a rare collectible it won t be covered as standard by your home insurance if it s worth more than the single article limit usually around 1 000. For anyone who owns high value jewellery it s essential to find an insurance policy that provides adequate protection. For high value or antique jewellery it s best to get a valuation certificate. You may not necessarily be asked to prove the value of a piece of jewellery when taking out home insurance.
In the event of loss theft or accidental damage jewellery and valuables insurance can help to cover the cost of repairing and replacing. A jewellery valuation certificate is a document that describes an item of jewellery in detail and also states the value of the item in question.
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